Friday, 14 October 2016

Methods of insurance

Methods of insurance[edit]

In accordance with study books of The Chartered Insurance Institute, there are the following types of insurance:
  1. Co-insurance – risks shared between insurers
  2. Dual insurance – risks having two or more policies with same coverage
  3. Self-insurance – situations where risk is not transferred to insurance companies and solely retained by the entities or individuals themselves
  4. Reinsurance – situations when Insurer passes some part of or all risks to another Insurer called Reinsurer

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